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UNDERWRITTEN BY RSA, ESTABLISHED 1706
IF IT'S ESSENTIAL TO YOUR WORK, IT'S ESSENTIAL TO PROTECT IT.
Nobody ever thinks their tools will get stolen until it happens to you. Tool theft can easily put tradesmen and tradeswomen quickly out of business. Over half of all tradespeople do not have any of their tools insured, which can turn into a nightmare, fast. ARMD offers easily accessible tool insurance for tradespeople, meaning we can quickly help you get back in business in the unfortunate event that your tools get stolen.
“Think of it like home contents insurance for your van. Why risk not insuring your tools? ”
ARMD IS MORE THAN JUST TOOL INSURANCE
FREE AND EASY RECORD OF WHAT TOOLS YOU OWN
ARM YOUR KIT WITH THE LATEST SECURITY
ESSENTIAL INSURANCE FOR YOUR ESSENTIAL TOOLS
- OVER 30,000 TOOLS AVAILABLE DELIVERED STRAIGHT TO YOUR DOOR
FOUR REASONS TO GET ARMD TOOL INSURANCE
Imagine having everything you’ve worked for over the course of many years stolen straight out of your van overnight. You would be left without tools, and unable to take on jobs. Here are four highly important reasons to get tool insurance with ARMD, to ensure you can get back up and running as quickly as possible.
Increased Tool Theft From Vans
Criminals are getting more daring every day. There has been a steady increase in tool theft straight from vans, in fact there is one van broken into every 23 minutes. That’s around 23,000 vans each year that have tools stolen, and that’s only the ones that are reported! Insure your tools and protect your equipment from theft, parked vans are an easy target overnight.
Over Half Of The UK’s Builders Have Had Tools Stolen
Criminal organisations, opportunists, and thieves are relentless, vans are extremely vulnerable and usually contain valuable tools which they deem ripe for the taking. More than half of builders in the UK have had their tools stolen and thieves and criminals will even target the same vans to steal tools from again!
You Need Tools To Do Your Job
Having tools stolen can result in an average loss of about £350 per day, and that's not including any damage caused to vehicles or your business’ reputation. Be safe rather than sorry, and have your stolen tools replaced quickly by ARMD tool insurance, allowing you to continue your work.
Almost Half Of All Tradespeople Currently Do Not Hold Any Tool Cover Insurance
Many tradespeople are often uninsured, or do not have adequate cover, when it comes to their tools. There is very little available protection for their livelihood. Don't be another statistic, get tool insurance today and protect yourself against tool theft.
INSURANCE FAQs
Yes they are as we recognise that it's not practical to have to load and unload your tools at the start and end of every day. The tools however must be locked in your van with any alarm turned on and out of sight. Your van should be parked:
- In a locked compound or
- If you are stopping at a hotel, in the hotel car park or a well-lit street adjacent to the hotel or
- If you are at home, on your driveway or on a well-lit road next to your home
Yes they are. Simply let us have the registration number of the van that you drive and advise us if that changes.
Each claim will have an excess of £100 applied
This is an Indemnity policy which means that the insurer, RSA, will take wear and tear into account when settling any claim. They calculate this at 10% of the purchase price per year up to a maximum of 5 years.
The policy works on a per vehicle basis. If you carry your tools in more than 1 vehicle you will need to buy a policy for each
Simply advise us of the registration number of your new van and we will make the changes to your policy for you
We cover hundreds of different trades but there are a few that we don’t. These are:
- Breakdown/vehicle recovery
- Bullion and/or precious metals
- Door to door sales
- Entertainers
- Market traders
- Mobile shops
- Outworkers
- Party sales
- Sales representatives
Receipts are always the first choice for an insurance company when processing a claim as it proves that you owned it and is not a stolen item in the first place. To benefit from our 5 day claims promise you would need the majority of your receipts but we do understand that is not always possible so in those cases a selfie of you with the tool (which you can do from the free ARMD tool inventory app) does go some way to proving you owned it before it was stolen.
It is worth noting an insurer assesses each claim on its own merits and takes into account all sorts of information not just receipts. The ARMD app and tech is trying the streamline that for tradespeople as much as possible so that you can firstly get the correct protection and secondly make claims smoother so that you can get back on the tools as quickly as possible if the worst happens. It is always a good idea to keep your receipts and log them in the app and for the few you do not have receipts for take as many photos of the tool and log any other proof you may have.
Also if you buy regularly from the same tool shop like Screwfix or even online they will often have a record of your receipts under your account so you can easily download those proof of purchases and upload them to ARMD tool inventory in a few steps.
This Tools in transit insurance policy cover Great Britain, Northern Ireland, the Channel Islands, the Isle of Man and the Republic of Ireland.
GET TOOL INSURANCE TODAY
Whether it's for specific tools or general tool insurance to protect against leaving your valuable tools in a van overnight, ARMD can get you set up quickly and easily. Tool cover insurance ensures that your tools are covered in the event that they are stolen from your van.
Contact ARMD today to enquire about our tool insurance and find out how we can help protect your livelihood, so that you can continue to carry out your work and conduct business as usual. We also have over 30,000 tools available to deliver right to your door in the event that your tools are stolen.
CHECK OUT OTHER PARTS OF ARMD
Tools, security and insurance all in one place
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